If you cannot pay, simply the official video on YouTube with an ad blocker (for desktop). That way, the artist still earns micro-revenue, and you stay safe.
👉 Use YouTube Music or Spotify's free tier for streaming new Bollywood hits. For offline listening, pay a small monthly fee (₹99–₹199) to the legal platform of your choice — it's cheaper than fixing a virus-infected phone or facing a legal notice. New Hindi Bollywood Songs Free Download
I understand you're looking for a review of the search phrase If you cannot pay, simply the official video